Travelers Auto Insurance Company of Arizona
When searching for Arizona auto insurance it is important to not only pick the right type of coverage, but the right Arizona auto insurance company. This requires you to do some research into prospective auto insurance companies as well as gather rate quotes to compare policies and rates. This article will provide you with an overview of Travelers Auto Insurance Company of Arizona.
History of Travelers Auto Insurance Company
Travelers Auto Insurance Company of Arizona is the oldest auto insurance company in the United States. It began in St. Paul, Minnesota in 1853 as the St. Paul Fire and Marine Insurance Company. It became Travelers Insurance Company in 1864 with the goal of protecting travelers by railway or steamboat.
Travelers Auto Insurance Company sold the first ever auto insurance policy in 1897 and have come a long way in the century since. Travelers is now licensed to offer auto insurance in all 50 states and in 90 countries. They are the second largest auto insurance and homeowner's insurance policy writer through independent agents in the United States.
Financial Stability Ratings of Travelers Auto Insurance Company
Never forget to investigate the financial soundness of any Arizona auto insurance company you are considering. When you have a claim to file is not the time to find out that your auto insurance company is no longer around or on enough financial footing to provide you with the coverage you have been paying for.
Here are the financial stability ratings for Travelers Auto Insurance Company of Arizona.
- A.M Best: A+ (Superior)
- Fitch: AA
- Moody's: Aa2
- Standard and Poor's: AA-
Traveler's Auto Insurance Company is currently one of the most financially sound auto insurance companies in the nation. However, in today's economic climate it is a good idea to periodically check these financial ratings to keep up with any changes.
Travelers Auto Insurance Company Policies
With Travelers Auto Insurance Company of Arizona you will find the following types of policies:
- Bodily Injury Liability: If you are considered legally responsible in an auto accident, this protection will cover bodily injury of others.
- Collision: Insures your vehicle in the event of a collision with another vehicle or object or the overturning of your vehicle.
- Comprehensive: Includes protection for your vehicle in such instances as fire damage, flood damage, theft, vandalism and other weather related damages.
- Medical Payments: Covers medical expenses within reason of you and your passengers in the event of an auto accident.
- Property Injury Liability: Protects you from lawsuit in the event you are considered legally at fault by paying for property damage caused by an auto accident.
- Uninsured/Underinsured Motorist Protection: Provides protection for you in case you are involved in an accident with an uninsured or underinsured motorist and also protects you in case you are a victim of a hit and run.
These are the general types of polices and they each can be varied by dollar amount of coverage, deductible and additional items added to the coverage.
Travelers Auto Insurance Company of Arizona also offers insurance policies to cover the following types of vehicles or property:
- Boat
- Group policies
- Home
- Identity theft
- Motorcycle
- Personal valuables
- Wedding
- Yacht
How to Save with Travelers Auto Insurance
Similar to many other Arizona auto insurance companies, Travelers offers a wide variety of discounts to qualified drivers. Here are some of the most popular ways to save money on your Travelers auto insurance policy.
- Driver's safety training
- Good credit score
- Good student
- Hybrid Vehicle
- Safety features (dual side airbags, automatic seatbelts)
When shopping for the right Arizona auto insurance company for you, you can gather rate quotes from Arizona insurance companies like Travelers and see which of these or even additional discounts you may qualify for.
Find Arizona Auto Insurance Now
To get auto insurance rate quotes from Travelers Auto Insurance Company of Arizona as well as many others, all you need is to take advantage of the free auto insurance rate finder tool and save on a bundle on your AZ auto insurance.