Safeway Auto Insurance Company of Arizona
Safeway Auto Insurance Company of Arizona actually began in Westmont, Illinois in 1962. It was started by current President William Parillo in order to serve the greater Chicago metro area.
Safeway has over 2,400 independent agents, more than any other private automobile insurance provider, and operates in 9 states including Arizona.
When it comes to choosing an auto insurance company in Arizona, you have many options. Make sure to compare quotes from multiple Arizona car insurance companies before making a final decision.
What Is An AZ Independent
Auto Insurance Agent?
An independent agent is an agent that does not work for one specific insurance provider. They work for you and are affiliated with different insurance providers. They can help you by analyzing your specific situation and then recommend the proper path to insuring your vehicle.
Safeway Auto Insurance has proven over the past 45 years to be a source for auto insurance for those who have trouble finding car insurance because they have been deemed a high risk driver, and they are represented by over 2,400 independents agents.
Can Safeway Auto Insurance Save Me Money
If I Have A Bad Driving Record?
Safeway insurance group focuses mostly on non-standard insurance policies and is dedicated to helping higher risk drivers. If you have a less than perfect driving record, you may want to evaluate what Safeway can do for you.
Ways To Save On Arizona
Auto Insurance
Arizona auto insurance can be a costly expense, especially if you have had some citations and/or accidents. Also, Arizona is the 13th most expensive state in the U.S. to pay for auto insurance.
However, you can still be eligible for discounts and save some money even if you are a perceived higher risk.
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Take a Defensive Driving Course: One of the best things you can do to save money on your auto insurance if you have had a few tickets or accidents is to take a defensive driving class. You can save up to 15 percent on your premiums and could possibly have some points taken off of your driving record. They are normally one day classes and are usually not too expensive. Just remember, they may be an initial out of pocket expense, but they can save you much more in the long run.
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Raise Your Deductible: If you are looking to cut your monthly premiums, one surefire and quick way is to raise your deductible. You will be on the hook for more money if there is an accident that is your fault, but your monthly premiums can be reduced by quite a bit, up to 40 percent if you go from a $200 deductible to a $1000 deductible.
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Review Your Policy On A Regular Basis: If things change in your life, which they normally do, make sure you let your insurance agent know, because you may be in line for a discount of some sort. If the value of your car has declined, make sure that is noted in your policy; it could result in a deduction from your premium. If an accident or ticket has now left your record, make sure it is taken off of your insurance. Don’t count on the insurance provider to handle this type of thing on their own.
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Reduce Your Coverage On An Older Car: A few bad marks on your driving record can cost you, so if you have an older car that no longer is required to have full comprehensive coverage, you should reduce your coverage. The general rule of thumb is that if your premium is more than 10 percent of the value of your car, you should drop down to liability only insurance. If you want to drop down to the cheapest, the state minimums of liability protection in the state of Arizona are 15/30/10.
Is Safeway Auto Insurance
A Reputable Company?
When getting your insurance through any provider, or switching providers, you need to consider the financial stability of that company.
Safeway has received an A (Excellent) rating from A.M. Best. A.M. Best is an independent third party evaluator thats purpose is to perform an objective role in preventing and detecting insurer insolvency. That is, they don’t want a company taking in premiums and then not being able to pay off when an accident or catastrophe occurs.
Compare AZ Auto
Insurance Companies Now
You can compare quotes from top AZ car insurance companies by using our free Arizona car insurance quote tool.
Make sure to shop around before deciding on an Arizona auto insurance company.
Compare Arizona auto insurance companies right now!