AARP Hartford Auto Insurance Company of Arizona
AARP Hartford Auto Insurance Company is a partnership between the AARP and The Hartford that provides auto insurance to adults over 50. The Hartford Financial Services Group is one of the largest investment and insurance companies in the U.S. and it provides AARP with the opportunity to offer members auto insurance that has been researched in order to fit the customers’ needs. The Hartford also provides public education about various aspects of the auto insurance industry so the customer can make the most informed decision possible.
What Kind Of Automobiles Does The AARP
Hartford Auto Insurance Company In Arizona Cover?
A wide rang of vehicles are eligible for coverage including personal automobiles, classic and antique automobiles, motor homes and trailers.
What Kind Of Coverage Is Offered To Arizona Residents?
AARP and The Hartford offer all the standard coverage such as Bodily Injury Protection, Property Damage Liability, Uninsured Motorist Bodily Injury Protection, Uninsured Motorist Property Damage Protection, Underinsured Motorists Protection, Personal Injury Protection, Medical Payments, Collision Coverage, Comprehensive Coverage, Full Glass Coverage, Towing and Labor, Rental Reimbursement and Disability Benefits.
What Is Unique About The Coverage Offered By The
AARP Hartford Auto Insurance Company In Arizona?
Majority of auto insurance companies offer the same types of coverage, but AARP and The Hartford believe that what makes each company stand out among the rest is the types of benefits that are offered beyond that standard coverage. The benefits offered by the AARP Hartford Auto Insurance are:
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12-month rate protection: locks in rates for a full year instead of the standard six months)
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Lifetime renewability: you are assured continuing coverage as long as you are able to drive, your payments are paid on time, you maintain a valid license, and you do not get any DUIs or DWIs
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A 24 hour claim hotline
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New car replacement: if you get into an accident within the first 15 months or 15,000 miles after purchasing a new car, you will be reimbursed for the cost of the new car without depreciation deduction
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First accident forgiveness: premium increase will be waived if you get into an accident and had not been in any accidents five years prior to the accident
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Disappearing deductible: as long as your driving record remains clean, money will continuously be deducted from your collision deductible until it hits $0
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Deductible waiver for not at fault accidents: if you get into an accident that is not your fault, deductible and damages will be paid by insurer
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$100 deductible waiver for selecting an approved auto repair shop: you’ll receive a guarantee on repairs and $100 off your deductible if you choose a repair shop within the AARP Hartford Auto Insurance network
Does The AARP Hartford Auto Insurance Company
Offer Arizona Residents Any Other Discounts?
Yes. As an AARP Hartford auto insurance policyholder, you will enjoy the same discounts offered at most other auto insurance companies.
These discounts include the following:
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anti theft device (either active or passive; will save you money on your comprehensive coverage)
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good student driver (if any full time students under the age of 25 are on your policy and they qualify as a good student, you will receive a discount
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driver training credit (if you have anyone under the age of 21 on your policy and they effectively finish an endorsed driver training program, you can qualify for a discount)
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multi car discount (if you insure more than one private passenger automobile you can receive a discount)
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defensive driver credit (if you complete an approved defensive driver class than you can receive a discount for three years).
What Kind Of Coverage Does AARP Hartford Auto Insurance
Company In Arizona Provide For Classic And Antique Vehicles?
A vehicle is considered antique by AARP and The Hartford if it is 25 years or older and is primarily used in shows, clubs, parades or other public interest functions. A vehicle is considered classic if it is more than 10 years old and is worth more than the average value.
An antique car’s coverage is decided by the stated amount, which is the agreed maximum value between you and The Hartford. Bodily Injury Liability, Property Damage Liability and Physical Damage (obligatory for antique vehicles) are provided. You can add on Towing and Labor, Extended Transportation and Full Glass if desired.
For classic cars, the amount of coverage is also determined by the stated amount and the types of protection offered are Bodily Injury Liability, Property Damage, Uninsured and Underinsured Motorists, Medical Payments and Personal Injury Protection. The benefits offered with antique and classic vehicle coverage are 24 hour claim hotline, lifetime renew ability and 12 month rate protection.
What Type Of Protection Does The AARP Hartford
Auto Insurance Company Offer Arizona Residents With RV’s?
RV’s that are offered protection are motor homes, van campers, conversion vehicles, towables, fifth wheel travel trailers, folding camping trailers, conventional travel trailers and truck campers.
The types of coverage offered are Bodily Injury Protection, Property Damage Liability, Uninsured Motorist Bodily Injury, Uninsured Motorist Property Damage, Underinsured Motorists Protection, Personal Injury Protection, Medical Payments, Collision, Comprehensive, Full Glass, Towing and Labor, Rental Reimbursement and Disability Benefits.
The benefits you can receive with your auto insurance policy are 12-month rate protection, 24 hour claim hotline, and lifetime repair guarantee. Additionally, AARP offers special discounts specifically for RV’s including lay up credit (savings during the months your RV is not in use) and RV Association discount (if you belong to any RV association you can get a discount).
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